Instant transfers are now free of charge
On 26 February, the EU Council Adopted the regulation on the instant transfer. The text should then simplify the use of the instant payment and e...
Payment news
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CB launches its Open Payment Pass
French card and mobile payment system CB has just unveiled its latest Open Payment initiative. It takes the form of a new ticket purchasing syste...
Deblock has obtained PSAN approval
Start-up Deblock, which offers an innovative model combining a current account and a crypto wallet, is the result of a combination of expertise b...
GAFAs also fly under the CFPB's radar
The U.S. Consumer Financial Protection Bureau (CFPB) is continuing its work to regulate an ever-changing market, marked by the integration of new...
Western Union analyzes customer transactions for advertising purposes
Western Union inaugurates Media Network, an entity dedicated to advertising. Using data from its international transactions, the company aims to ...
Bluecode presents an NFC hybridization solution for its wallet
Bluecode is a pan-European mobile payment solution for banks and retailers. Based in Switzerland, but also operating in Germany and Austria, the ...
Mastercard tests identity verification for online payments in Europe
Mastercard is launching a pilot program in Europe to test a digital identity verification service designed to secure and simplify online transact...
BDF and HKMA begin collaboration on MNBCs
The Banque de France and the Hong Kong Monetary Authority join forces to work on central bank digital currencies and their use in cross-border pa...
CFPB to regulate BNPL, considered akin to credit cards
The Consumer Financial Protection Bureau (CFPB), the federal agency responsible for protecting the financial interests of consumers in the USA, a...
Sezzle encourages financial responsibility with Payment Streaks
Sezzle, a US BNPL company, is launching Payment Streaks, a programme designed to encourage financial responsibility among its users. The aim is t...
Crédit Agricole invests in regional development
Crédit Agricole has announced the acquisition of a minority stake in Bordeaux-based start-up CibleR. The two companies are also becoming p...
Card payment now mandatory at electric vehicle charging stations
The deadlines linked to the Regulation respecting the deployment of an infrastructure for alternative fuels (AFIR) are materializing. Since April...
Adyen unveils fraud figures for French retailers
Adyen has once again carried out its annual study of the world's retail sector, focusing in particular on the issue of fraud. Unsurprisingly, the...
Payhawk launches Payhawk Green to make B2B spending more responsible
Payhawk Green offers new features to help companies comply with new regulations soon to come into force. The new offering will enable companies t...
Observatory July 2023
Highlights of the month
Visa wants to make digital payments interoperable
Digital payments have undoubtedly transformed the world of commerce, but the sheer number of payment apps has hindered consumers' ability to ...
BNPL still on the radar of European authorities
Given the popularity of the concept and the potential risk of over-indebtedness, several countries are now closely studying the regulations relat...
La Banque Postale acquires fintech Joe to boost its BNPL offer
La Banque Postale has just made official the acquisition of the technology of French FinTech Joe, a specialist in BNPL (Buy-Now-Pay-Later). This ...
One year after its launch, Younited Pay launches in Spain
Younited, the European leader in "instant credit", reveals a positive balance sheet and outlook, 12 months after the launch of Younited...
Cryptoassets: the framework is tightening up
The joint committee has reached a compromise on the legal framework that will apply to crypto players from 1 July 2023. They will now be required...
