Younited Credit officially launches a BtoB Business Unit called Younited Business Solutions.
Targets: banks, insurance groups, telcos, e-merchants and other PSPs.
Goal: enable these clients to feature digital financing solutions for their customers.
Scale: 15 people.
BtoB offer structured on two aspects:
Credit-as-a-Service: for banks, insurance groups and other industry players intending to build lending offers in a very short time, as white label offers, or not.
Credit-as-a-Payment: for e-merchants, telcos and PSPs looking to implement instalment options.
Betting on skills they acquired since 2018. Younited Credit has been working with a certain number of players for months, allowing them to rely on their white label lending infrastructure. This business unit stresses their ambition, i.e.: boosting this distribution channel.
To achieve this goal, they count on a credit institutionlicence they can make available to their customers, helping them launch lending or instalment offers within weeks.
Yet another differentiating point, Younited Credit is the first French FinTech connecting their customers’ bank accounts via an API, to simplify and speed up the subscription step.
Younited Credit already claims 5 clients for their BtoB offer
N26: they have been managing their lending offer since 2017.
Bpifrance: this public investment bank started working with Younited in 2018 on building a white label SME lending offer. This partnership led to the recent launch of Pass Flash TPE for Breton businesses.
Pitagora: for this Italian bank they crafted white label lending offers addressing employees.