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  • Insurance
  • Innovation
  • United States

Visible Protect for Financing and Insuring Smartphones


  • Early in 2018, the American telco Visible unveiled a disruptive telecommunications model: an offer priced at a flat $40 per month, now expanded to include smartphone financing and insurance options. They team up with the insurance company Assurant to also feature device protection.
  • Insurance coverage:
    • accidental damage
    • loss or theft
    • out-of-warranty hardware breakdown
  • To benefit from this offer, the user must download and register from the Visible app.
  • Insurance cost: $10 to $12/month based on the smartphone model.
  • Visible is currently available in Beta for Android and iOS smartphones.


  • A low-cost mobile carrier operating on Verizon network
  • An all-digital service, without brick-and-mortar outlets
  • A mobile app
  • A flat rate for subscribing an “unlimited” offer ($40/month)
  • A network of partners to improve customer service (financing, repairs, insurance)


  • Rethinking telecommunications. Thought their app-centred approach and all-inclusive/unlimited model, Visible mostly intends to renew their consumers’ experience and smartphone-based services with ease of use in mind.
  • A non-binding contract enhanced with services. Besides an unlimited offer, Visible wants to make it easier for customers to subscribe device insurance as well as other value-added in-app services.
  • They partnership with Affirm allows them to finance smartphone purchases (0% APR). Another partnership is in place enabling customers to have their cell phone repaired in-store when damaged. All in all, Visible features a non-binding subscription including telephony services, device financing, insurance and maintenance.


  • Visible is a relatively recent telco founded in 2016 with help from industry giant Verizon. They see themselves as a Netflix-like challenger on their market and praise an app-based approach to improve service accessibility and availability.
  • Visible has been operational for roughly 7 months in the US. Besides their insurance offer, other services could be added in the months to come with help from their partners.

Video: https://youtu.be/eaG7qLb--FE