Site non disponible sur ce navigateur

Afin de bénéficier d'une expérience optimale nous vous invitons à consulter le site sur Chrome, Edge, Safari ou Mozilla Firefox.

  • Payment
  • Players’ Strategy
  • International

SoftBank Invests in the German FinTech Wirecard


  • The Japanese group SoftBank invested €900 million in the German company Wirecard, or roughly 5.6% of their common stock.
  • Goals: Help Wirecard boost their digital payment activity in Japan and South Korea. 
  • As per this transaction, Wirecard will issue convertible bonds with a term of 5 years, exclusively for SoftBank, at €130 per Wirecard share.
  • As a pioneering FinTech company, Wirecard bets on Softbank’s financial and strategic support to improve their presence in East Asia, and increase their global portfolio. Several leads can be considered including
    • Enjoy collaboration opportunities within SoftBank Group’s global portfolio in digital payments, i.e.: Uber in which the SoftBank’s Vision Fund holds 15%, and because Wirecard is one of their main payment providers.
    • Provide new services for partner groups, including Alibaba (in which the Japanese group holds a stake).


  • The right timing. This financial support for SoftBank takes place as Wirecard just rose back from a fall on the stock market and had to face media coverage issues. Investigation by The Financial Times reported alleged accounting failures in Wirecard’s operations in Singapore: SoftBank’s investment could reassure investors.
  • A favourable market. Wirecard saw their market capitalisation drop by roughly one fourth to €15.3 billion, and intends to rely on the global breakthrough in digital commerce and mobile payment to revive their activities.


  • For SoftBank, this transaction is another step towards the mobile payment market. Last year, this group unveiled PayPay, a payment system for mobile apps build in partnership with Yahoo Japan and Paytm.
  • The German FinTech also announced they were expanding their partnership with RBL Bank to improve financial inclusion in India. Wirecard further stresses their interest in aiming for this Continent.