Over-indebtedness continues to grow in France
The Bank of France has just published its latest Banking Inclusion Observatory (BIO) for the year 2024. In this way, it has gone on to a recurrin...
Payment news
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In brief: UK hardens tone against BNPL
Acting as a counter-current response to recent decisions The UK Government has just clarified the new regulations that will now govern the BNPL m...
The CFPB is facing up on the theme of the BNPL
The election of the new US President has decidedly many consequences, more or less expected, on many markets. The BNPL is no exception to the rul...
Chime neobank offers instant loans
Mobile bank Chemen, an American financial technology company based in San Francisco and founded in 2013, has just presented a new offer in the fo...
Recipient verification: one step further towards safer payments in the euro area
The Eurosystem has completed the exploratory phase of its Beneficiary Verification Service (VoP), a tool designed to enhance the security of euro...
DORA: A key framework for the digital resilience of the European financial sector
With the entry into force of the Digital Operational Resilience Act (DORA) in January 2025, Europe is developing a rigorous framework to strength...
CFPB launches public consultation on protection of digital payments
The Consumer Financial Protection Bureau (CFPB) the US is currently working to change legislation as the payments and financial services market e...
WEEKLY FACTS – Week 1
Every day, ADN'ews analyses the latest innovations and news on financial services and international payment. Focus on announcements that should n...
Instant transfers are now free of charge
On 26 February, the EU Council Adopted the regulation on the instant transfer. The text should then simplify the use of the instant payment and e...
Adyen and Affirm strengthen their association in Canada
The Dutch payment platform Adyen has signed a partnership strengthening with a specialist of BNPL. This time it is Affirm, the American FinTech s...
Klarna severely punished in Sweden
This is a decision that should not fix the affairs of Klarna. While the giant of the BNPL prepare Its entry into the United States to satisfy its...
GAFAs also fly under the CFPB's radar
The U.S. Consumer Financial Protection Bureau (CFPB) is continuing its work to regulate an ever-changing market, marked by the integration of new...
Affirm settles in the UK
Affirm, an American FinTech specializing in fractional payments, has just announced its arrival on the UK market. It has taken a year of preparat...
CFPB to regulate BNPL, considered akin to credit cards
The Consumer Financial Protection Bureau (CFPB), the federal agency responsible for protecting the financial interests of consumers in the USA, a...
Sezzle encourages financial responsibility with Payment Streaks
Sezzle, a US BNPL company, is launching Payment Streaks, a programme designed to encourage financial responsibility among its users. The aim is t...
BNPL still on the radar of European authorities
Given the popularity of the concept and the potential risk of over-indebtedness, several countries are now closely studying the regulations relat...
Zopa acquires BNPL company DivideBuy
The fintech specialising in business lending signs its first ever acquisition following a £75m fundraising round, with this UK fintech spec...
In brief: UK government speeds up BNPL regulation
The eight-week consultation, which began on Tuesday 14 February and was announced by the UK Treasury, comes two years after the government announ...
Cryptoassets: the framework is tightening up
The joint committee has reached a compromise on the legal framework that will apply to crypto players from 1 July 2023. They will now be required...
Europe agrees to better regulate fragmented payments
Under discussion since last July, the representatives of the European Parliament, the Council and the Commission of the European Union have reach...
