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  • Insurance
  • Innovation
  • France

La Parisienne Opts for Sigfox’s IoT to Craft New Insurance Offers


  • La Parisienne Assurances partners with connected devices maker Sigfox.
  • This agreement already led them to craft an IoT-based pay-per-use insurance offer.
  • The insurance policy is based on using connected objects to first aim for the mobility market.
  • Covered objects include cars, motorbikes, scooters and Light Electric Vehicles.
  • Targets: individual customers and managers of small fleets.
  • Insured parties will receive a low-power “0G” sensor equipped with an accelerometer, and to be installed in or on the vehicle. This sensor detects the vehicle’s movements and lets La Parisienne feature a pay-per-use insurance coverage based on their customers’ actual needs (per minute, hour or based on mileage).


Sigfox’s low-speed “0G” network:

  • 60 countries covered
  • 1 billion people addressed
  • 7 million connected objects

Possibly, more than 25 billion connected sensors in the world today


  • La Parisienne bets on emerging on-demand trend. La Parisienne and Sigfox are considering designing other per-per-use insurance policies (home, travel, health), as well as an automated solution for settling claims.
  • This may be a way for the insurance company to further boost their approach to customisation. La Parisienne came up an IPaaS platform (Insurance Product-as-a-Service), for implementing affinity-based insurance products within extremely short timeframes. Sigfox’s sensors should enable them to increase their automation ability in dealing with parametric insurance policies.
  • Stressing a digital approach. La Parisienne also takes advantage of this announcement to underline their digital approach, whereby they favour low transaction costs.


  • This launch is in line with previously highlighted indicators of dynamism on this specific market, especially when considering mobility-related services.
  • Also, this partnership is an occasion for La Parisienne to shed light on a study conducted by McKinsey & Company, which deems that by 2025 the number of connected devices will climb to more than 50 billion, entailing tremendous opportunities for their insurance sector.