In brief: FinTechs (relevates funds)

The FinTech Observatory has just published the latest biannual update of its study on trends in FinTech in France. After difficult period, the beautia seems to be confirmed today. Fundraising continues to grow for the French FinTechs.

Theyear 2022 signed the end of "easy money" and the return to rigour in the management of financial indicators. But this re-shaping now seems to have less impact on fundraising.

The FinTech Observatory confirms the resumption of fund-raising activities for innovative players in the financial sector.

827 million euros were raised in the first half of 2025 by the French FinTechs, compared with 627 million in the same period last year. These figures represent an increase of 32 per cent.

This positive development follows that of 2024, which had already seen the raising of funds increase by 20%.

But the lessons learned from previous years have left traces. The FinTech Observatory highlights the fact that investors are looking for more mature projects today. They provide less funding for new initiatives, which require less money. Thus, only 20 transactions of less than EUR 5 million were recorded over the period.

Note that online consumer credit specialist Younited has achieved the largest operation of the first half of 2025 in France on the occasion of its entry into the stock exchange.

Traduit automatiquement via Libretranslate / Automatically translated via Libretranslate