In brief: Bunq requests a US bank license

Bunq overstated its good performance last April, highlighting its profitability and its greatest ambitions. At the time, the Dutch neobank set itself a new goal to continue its expansion, targeting the American market. She thus laid down a first application for a brokerage licence, and today confirms its ambitions by applying for a second full bank licence.

Early 2026 is Bunq's opportunity to renew its application for a US bank licence. The Dutch bank emphasises its status as The second largest European neobank to formalize its new demand, targeting digital nomads and expatriates in particular to justify its ambitions.

Bunq filed a file with the Office of the Comptroller of the Currency (OCC) to operate as a bank in the United States (de novo banking license), after obtaining a broker's licence from FINRA.

Bunq's strategy of entering the US market combines banking, brokerage services and innovative use of AI and multilingualism. Large American cities hosting large expat communities will be particularly targeted by the neobank.

As a reminder, Bunq already operates in more than 30 European countries, offers its services in 38 languages, has more than 20 million users and also targets the UK EMI License.

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