In brief: Bizum and Blik open cross-border payments between Spain and Poland

The first instant transfer in euros between a user Bizum (Spain) and one user BlikThe Polish mobile payment system has just been successfully implemented. This pilot, deployed as part of the project EuroPA, shows the technical feasibility of interoperability between national mobile payment systems, without additional application, bringing the vision closer EuroPa a market for interoperable payments in Europe.

A Bizum user sent money to a BLIK user, directly via phone number thanks to PKO Bank Polski's IKO application.

This pilot is part of a common approach of the main national systems involved in EuroPA (Bizum, BLIK, MB WAY, Bancomat, Vipps). It places particular emphasis on the interoperability of local services rather than on their replacement by a single solution (such as EPI and Wero). This new stage must demonstrate the technical maturity of the system, while several successful tests show that this interoperability is operational for real use.

This new operation between Spain and Poland is part of a series of pilots initiated by BLIK with its European partners at the end of 2025: Bizum (Spain), MB WAY (Portugal), Bancomat (Italy) and Vipps (Nordic countries).

As a reminder, Bizum permitted Moreover, cross-border transfers are already being made with Italy, Portugal and Andorra. The test with BLIK (Poland) represents an extension in this same logic of openness.

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