BPCE Insurance supports (also) clients who have overcome male cancer

The group COPD continues its work to promote the financial inclusion of former patients. After facility access to borrower insurance for people cured of breast cancer, the group now specifies to deploy the same device to clients who have overcome male cancer.

FACTS

• It is on the issue of borrower insurance that the BPCE Insurance Group has today chosen to make a new breakthrough in financial inclusion.

• Bank Populaire and Caisse d'Epargne customers who have overcome male cancer (prostate or testicular) will now be able to take out a borrower insurance contract for a personal or professional real estate project co-insured by BPCE Insurance and CNP Insurance, without overprime or exclusion, even partial.

• This commitment is made by the bank to the clients concerned at the end of their therapeutic protocol and covers all loans up to EUR 3 million.

ISSUES

• Strengthening its commitments CNP Insurance, Bank Postal, BPCE Group (BPCE Life, Caisse d'Epargne and Banque Populaire) and BoursoBank committed already in this specific direction of financial inclusion in March 2024, announcing the immediate abolition of the overprimes and exclusions of people cured of breast cancer.

• Exceed current rules : BPCE specifies that its new device today exceeds the provisions of the AERAS Convention Boxing the right to be forgotten for borrower insurance contracts linked in particular to loans of the maximum insured amount fixed at EUR 420,000.

• Covering growing needs : In 2023 in France, 433,000 new cancers were recorded. While breast cancer is still the most common in women, prostate cancer is the most common in men who are ill, with about 60,000 people diagnosed according to figures from the National Cancer Institute (INCa) highlighted by BPCE.

PERSPECTIVE

• The BPCE Group states that its new system is in line with the ambitions of its strategic plan BPCE Vision 2030, which notably defends its commitments to trust clients by "making things possible".

• The new scheme launched today is also presented in addition to the guarantee "Family supportlaunched by CNP Assurances in September 2024. The latter is intended for borrowers from Banques Populaires and Caisses d'Epargne who have to stop working to accompany children who are sick or disabled. It allows up to 50% of the monthly amount of their loan (up to EUR 4 000) to be paid over a period of 14 months, renewable once.

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