In brief: Worldline, ING and Mastercard validate the first European agent transaction "live" in production

While Mastercard was already busy having made the first payment by IA in Europe with Santander As part of a pilot, the US payment giant has just taken a new step by announcing, alongside Worldline and ING, the first "agent" transaction actually carried out in production on real flows in Europe.

This payment, made between an ING cardholder and a Dutch merchant, marks a concrete step forward. It is no longer a simple test in a controlled environment, but an open operation, carried out via the Worldline infrastructure in several markets (Netherlands, Belgium) and operated on the Mastercard network with strong authentication and end-to-end processing.

This success shows that payments initiated and authenticated by IA merchant agents are now fully functioning at pan-European level.

This milestone responds to the now central question of confidence and security in large-scale agent payment. Thanks to this operation, Worldline, ING and Mastercard demonstrate that they are ready to support this new method of payment in an open, traceable, secure and replicable way to other markets or usage cases (recurrence, delegated purchases...). A major step towards e-commerce and payment services supported by AI.

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