In brief: EPI celebrates Wero's one-year anniversary

EPI (European Payments Initiative) Wero, its payment solution from the European initiative, to take stock of its activities. Wero seems to fulfil its role as a sovereign and European alternative to international solutions (Visa, Mastercard, PayPal) for payment between individuals, and soon for e-commerce and in-store.

EPI's payment solution now has more than 43.5 million registered users, after only one year of activity since the solution was launched in the second half of 2024 in France, Belgium and Germany. And the adoption of the service accelerates as banks such as BPCE register a rapid increase in their new users (+200,000 per month). Crédit Agricole estimates that nearly 5 million customers use the service each month. BNP Paribas stresses and its support for the solution.

Over 7.5 billion euros have already been transferred between individuals via Wero over the past year, illustrating a rapid adoption for payments between friends, family, purchases of used items, etc.

In detail, 50 million transactions were carried out via Wero at Banque Populaire and Caisse d'Epargne for more than 3 billion euros.

Potentially exponential growth

EPI is planning to expand its service to ensure its deployment. First geographical (with a planned launch at Luxembourg and the Netherlands and ongoing discussions for Austria) and also in terms of usage with a new online payment solution (e-commerce), available in Germany at the end of 2025 and in Belgium/France in 2026. Features are also provided to manage subscriptions, split payments or the integration of loyalty programs.

Moreover, the DGFiP plans to integrate Wero as a means of payment for the state and public authorities.

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