In brief: Crédit Agricole Personal Finance & Mobility strengthens its leadership in the user economy with the acquisition of Sline

Crédit Agricole Personal Finance & Mobility consolidates its strategy in the user economy by taking full control of Sline. This strategic acquisition aims to respond to new consumption patterns, to support traders in their transition to rental solutions and to promote sustainable practices.

Crédit Agricole Personal Finance & Mobility is now Sline's sole shareholder, having initially held 50% of its capital. This acquisition, announced on January 17, 2025, marks a strategic step for the group that consolidates its strategy in rental solutions and point-of-sale financing.

Strategic acquisition to meet new consumption patterns

Sline, created in 2021 with the support of La Fabrique by CA, offers a turnkey solution allowing merchants to offer rental offers in-store or online. This operation, neutral on Crédit Agricole S.A.'s CET1 ratio, allows Sofinco to strengthen its leadership in point-of-sale and e-commerce financing.

The aim is to meet the growing demand for flexible rental solutions, to support traders in the integration of rental offers and to promote sustainable consumption practices, thereby strengthening the circular economy.

This acquisition positions Crédit Agricole as a key player in rental financing in France, responding to economic and environmental challenges while optimizing customer experience.

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