In brief: Crédit Agricole confronts Apple on mobile payment

Agricultural credit has taken a new step in its digital sovereignty strategy by proposing its mobile banking payment solution on iPhone, after deploying it on Android. By making "Payment Mobile Crédit Agricole" accessible to iOS users, the bank extends to all its customers a contactless payment path thought in a logic of technological mastery and data protection.

Crédit Agricole's new mobile payment service is directly integrated into the My Bank app, which simplifies enrolment and places mobile payment in the continuity of the daily banking relationship.

Designed and operated in France by Crédit Agricole Payment Services, the solution is based on a model where the bank remains the sole player in charge. Payment data are hosted and secured by Crédit Agricole, without recourse to external providers, and the system is aligned with GDPR requirements. This choice reflects the Group's willingness to meet growing expectations for confidentiality, data control and reliability of payment routes.

This initiative also positions Crédit Agricole as the first French bank to offer a mobile payment alternative on iPhone, following the US giant's obligation to open NFC technology.

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