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  • Technology
  • China

Huawei tests a virtual medical insurance card with its digital wallet

Huawei has launched a beta version of the Wallet app, allowing users to test a first version of its virtual medical insurance card.

FACTS

  • This virtual medical insurance card feature is jointly developed by Huawei Wallet, the National Government Service platform and the National Medical Security Administration of China.

  • The current public beta version is only supported by NFC-enabled smartphones, while other models will open up in later versions.

  • Similar to a physical social security card, the virtual health insurance card is usable nationwide and opens up access to transactions such as: identity certificates, access to information records, self-service enquiries, medical insurance settlements, medical benefit payments and other payments in shops.

  • The Huawei Wallet enables digital transactions on smartphones and terminals. In addition to transactions, the application allows people to add their loyalty cards, gift cards and coupons. One can instantly add their bank card to pay in-store with a simple tap or barcode scan.

CHALLENGES

  • A personal health data issue: This new feature allows the Chinese tech giant to position itself in the health sector. For several years now, major tech companies have been promising to revolutionise the health sector. A study by three French researchers has estimated the potential value of e-health data to be 7100 billion dollars, and they are protesting against the lack of transparency in this market.

  • Developing uses around the wallet: After transport, Huawei is now offering its customers the possibility of virtualising their means of payment and their medical receipts in order to remove an often painful point when faced with an administration that does not centralise data and does not provide simple digital access to it.

MARKET PERSPECTIVE

  • In France, the dematerialised Vitale card has been tested in 12 departments since 2021. It will gradually be deployed throughout France, following a decree published in the Official Journal on 30 December 2022.

  • The Gafa are also lurking in the health sector. Amazon has just officially launched Amazon Clinic, its new e-health service available in thirty-two American states. With this product, the e-commerce giant is not hiding its ambitions in the connected health sector.

  • Apple is now offering new features that incorporate more and more health. With iOS 16 and watchOS 9, the Apple Watch and iPhone will now support features in 17 areas of health and wellness, ranging from heart health to sleep tracking, women's health, mobility and body temperature monitoring.